Dental Insurance

Dental insurance consistently ranks as the #1 benefit asked for by employees after health coverage. It is a great way to reward, retrain & motivate your company’s workforce. Companies can purchase dental plans a couple different ways, most employers contribute to the cost of the dental insurance premiums achieving 75% employee participation.

However many employers can't afford to absorb the cost of adding a program or continuing their current employer-paid dental program. Voluntary dental programs are a great solution. These plans allow employees and their families to purchase dental coverage through the convenience of payroll deduction. Not only will the employees receive quality coverage at affordable group rates but they will also be able to pay for the coverage through a section 125 plan which offers tax advantages to both the employee and the employer.

Contributory
Plans are available with the employer and the employee sharing the premiums. Contributory plans typically require 75% participation from the eligible group.

Employer Paid
Plans are available on an employer pay all basis.

Voluntary
Plans are available on a 100% employee paid basis. No employer contribution is required. Voluntary plans typically require 20% participation from the eligible group.